Deliver claim and relief payments in seconds not days.

Slipstream Financial enables insurance carriers to instantly disburse P&C claim payments and short-term disaster relief funds through secure, virtual card-based programs available 24/7. Improve policy holder satisfaction, reduce operational costs, and unlock new revenue through interchange share  all while gaining full payment transparency and reconciliation reporting.

Delays, Friction & Rising Costs

Insurance carriers face increasing pressure to deliver faster payouts while controlling administrative overhead. Traditional disbursement methods create friction:

  • Paper checks and ACH delays slow claim resolution
  • Manual reconciliation processes increase back-office workload
  • Fraud exposure and lost/stolen checks create risk
  • Customer dissatisfaction rises when families are waiting on funds after a loss
  • Disaster events overwhelm claims teams with urgent, high-volume payments
  • No revenue opportunity from traditional disbursement methods

In catastrophe situations especially, speed is not just a convenience  it’s critical. Policyholders expect immediate access to funds to secure housing, repairs, and essential needs.

In a dimly lit room a weary customer stares at a cluttered desk overwhelmed with bills and unanswered emails their brow furrowed in frustration Shadow
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The Solution – Real-Time Virtual Card Disbursements

Slipstream Financial delivers an instant, digital-first payment program designed specifically for insurance carriers managing P&C claims and disaster relief funds.

Our secure virtual card-based solution enables:

  • Immediate 24/7 fund delivery
  • Digital wallet compatibility
  • Seamless policyholder access
  • Automated reporting & reconciliation
  • Scalable disaster-response capabilities

Funds are delivered instantly via branded virtual cards that can be used immediately online, in-store, or added to digital wallets  giving policy holders immediate financial relief without waiting for banks to open or checks to arrive.



Features & Capabilities

Instant 24/7 Payments

  • Real-time virtual card issuance
  • No banking-hour restrictions
  • Immediate access to funds upon approval

Disaster Relief Scalability

  • Rapid deployment during CAT events
  • High-volume disbursement capability
  • Automated batch processing

Detailed Reporting & Reconciliation

  • Real-time transaction visibility
  • Payment completion tracking
  • Exception monitoring
  • Exportable reconciliation files
  • Audit-ready reporting

Security& Compliance

  • Tokenized card credentials
  • Reduced fraud exposure vs. paper checks
  • Built-in controls and spend limitations
  • Full compliance with card network standards

VirtualCard Flexibility

  • Single-use or multi-use options
  • Configurable spending parameters
  • Digital wallet compatibility
  • SMS or email delivery

InterchangeRevenue Share

  • Share in Visa & Mastercard interchange revenue
  • Transform disbursement from cost center to revenue contributor

Why Slipstream Is Better

Elevated Customer Satisfaction

Policy holders receive funds instantly  improving Net Promoter Scores and strengthening brand trust during critical moments.

Faster Claim Resolution

Accelerate claim lifecycle timelines by eliminating payment delays.

Reduced Administrative Costs

  • Eliminate check printing and mailing expenses
  • Reduce manual reconciliation workload
  • Minimize call center inquiries about payment status

New Revenue Opportunity

Our interchange share model enables carriers to generate incremental income from payment volume — offsetting claims disbursement cost sand improving program ROI.

Full Payment Transparency

Real-time reporting ensures finance and operations teams have clear visibility into:

  • Payment status
  • Card usage
  • Unused balances
  • Reconciliation data

Always-On Availability

Disburse funds 24/7, includingweekends and holidays — especially critical during naturaldisasters.

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Deliver Relief Faster

When policyholders need funds most, speed defines their experience.

Partner with Slipstream Financial to modernize your P&C claims and disaster relief payouts.

Schedule a Consultation See How Much You Could Save